Insurance

[vc_row][vc_column width=”1/1″][vc_column_text]One of the first considerations you will need to make as a new contractor is whether to invest in contractor insurance. Back when you were working for someone else within the structure of a large company all the usual legal protections would have been taken care of by your company and its corporate insurance. Consequently any mistakes that you may or may not have made in your work were covered by that insurance and there was no risk of you ending up in court and out of pocket. Now you have you gone out on your own however you need to think seriously about any liabilities you might face and any insurance you might need to protect you and your company from claims, real or spurious. As a contractor you need to work out what types of insurance you will need to invest in to cover you in the event of unexpected accidents, claims, or set backs. If you don’t, when that rainy day does come, you might regret it. Our contractor insurance guides cover all of the essential insurance types – public liability insurance, professional indemnity insurance, employer’s liability insurance and office insurance – and everything you need to know in order to make a decision about what insurance you need.[/vc_column_text][/vc_column][/vc_row][vc_row][vc_column width=”1/1″][vc_separator color=”grey”][/vc_column][/vc_row][vc_row][vc_column width=”1/4″][vc_single_image image=”5888″ css_animation=”top-to-bottom” alignment=”center” style=”vc_box_outline” border_color=”grey” img_link_target=”_self” img_size=”250×150″][/vc_column][vc_column width=”1/2″][vc_column_text]Contractors Guide to Insurance 
Our complete guide to everything you might need for that proverbial rainy day, providing an overview of the different types of insurance from Office Insurance to Employers Liability Insurance and from Public Liability Insurance to Professional Indemnity Insurance across the contracting sector.
Read the guide[/vc_column_text][/vc_column][vc_column width=”1/4″][vc_button2 title=”Contractor Insurance Guide ” style=”square_outlined” color=”turquoise” size=”lg” link=”url:http%3A%2F%2Fcontractorguides.co.uk%2Fcontractor-insurance%2F|title:A%20Contractors%20Guide%20Insurance|”][/vc_column][/vc_row][vc_row][vc_column width=”1/4″][vc_single_image image=”5891″ css_animation=”top-to-bottom” alignment=”center” style=”vc_box_outline” border_color=”grey” img_link_target=”_self” img_size=”250×150″][/vc_column][vc_column width=”1/2″][vc_column_text]Professional Indemnity Insurance
Our guide to professional indemnity insurance covers everything contractors across all sectors need to know about protecting themselves. It also covers in more depth the kind of insurance that each contracting sector would require and lists the best and most respected contractor insurance companies who provide such a service.
Read the tips[/vc_column_text][/vc_column][vc_column width=”1/4″][vc_button2 title=”Professional Indemnity” style=”square_outlined” color=”turquoise” size=”lg” link=”url:http%3A%2F%2Fcontractorguides.co.uk%2Finsurance%2Fpublic-liability%2F|title:Public%20Liability%20Insurance%20for%20Contractors|”][/vc_column][/vc_row][vc_row][vc_column width=”1/4″][vc_single_image image=”5892″ css_animation=”top-to-bottom” alignment=”center” style=”vc_box_outline” border_color=”grey” img_link_target=”_self” img_size=”250×150″][/vc_column][vc_column width=”1/2″][vc_column_text]Public Liability Insurance for Contractors
Every contractor should think about getting public liability insurance and many clients will insist upon their contractors having it. We examine everything you need to know about this important insurance and also look at what companies should be charging and what their insurance should cover. We also list all of the best contractor insurance companies and the type of insurance they offer.
Read the Guide[/vc_column_text][/vc_column][vc_column width=”1/4″][vc_button2 title=”Public Liability Insurance” style=”square_outlined” color=”turquoise” size=”lg” link=”url:http%3A%2F%2Fcontractorguides.co.uk%2Finsurance%2Fpublic-liability%2F|title:Public%20Liability%20Insurance%20for%20Contractors|”][/vc_column][/vc_row][vc_row][vc_column width=”1/4″][vc_single_image image=”5889″ css_animation=”top-to-bottom” alignment=”center” style=”vc_box_outline” border_color=”grey” img_link_target=”_self” img_size=”250×150″][/vc_column][vc_column width=”1/2″][vc_column_text]Employers Liability Insurance
Not every contractor will need this but if you ever get to the point when you might need to hire another contractor or take on extra staff then you will need to get Employer’s Liability Insurance as a legal requirement. We cover everything you need to know.
Read our guide[/vc_column_text][/vc_column][vc_column width=”1/4″][vc_button2 title=”Employers Liability Insurance ” style=”square_outlined” color=”turquoise” size=”lg” link=”url:http%3A%2F%2Fcontractorguides.co.uk%2Finsurance%2Femployers-liability%2F|title:Employers%20Liability%20Insurance%20for%20Contractors|”][/vc_column][/vc_row][vc_row][vc_column width=”1/4″][vc_single_image image=”5890″ css_animation=”top-to-bottom” alignment=”center” style=”vc_box_outline” border_color=”grey” img_link_target=”_self” img_size=”250×150″][/vc_column][vc_column width=”1/2″][vc_column_text]IR35 Insurance
Lastly, many contractors are now choosing to invest in IR35 insurance to cover themselves in case HMRC decide to investigate them, or worse still declare their company to be under IR35 regulations. We take a look at this type of insurance in our IR35 Insurance Guide as well as listing companies that offer such a service.

Read our guide
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