How to Register with HMRC - Self Employed

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This article is all about working for yourself and how to register…

Help-to-Buy Mortgages for Freelancers and Contractors

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The Help to Buy Scheme, launched back in April 2013 has given the UK property market a massive boost and helped thousands of people get into the property market for the first time. The government provides first time borrowers with a 20% contribution towards their deposit on top of a minimum equity deposit of 5% from the borrower. This allows borrowers to put down 25% deposit on properties and gives lenders more incentive to provide more mortgages, knowing that the government is backing 20% of the loan. Contractors looking to buy their first home should take advantage of the scheme but once again, it is important to do so through a specialist contractor mortgage broker in order to ensure everything runs smoothly. Our Help to Buy guides show how to do exactly that.

A Self-Employed Contractor's Solution to Mortgage Rejection

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Here at Contractor Guides we advocate a ‘prevention over cure’ approach for contractors applying for mortgages but if you have applied for mortgages in the past and been turned down, don’t despair! We have put together a guide that explains exactly what you need to do next and a step-by-step approach to making sure it never happens again. From working out where the application broke down to choosing mortgages and mortgage brokers who can repair your credit file, your mortgage application and get you your first home, we cover every aspect of the application process.